SCOUT· 67%43m·2026-06-05·MoneyReach Financial Independence Faster: Backdoor & Mega Backdoor Roth Explained
Want to build tax-free wealth even if your income is too high for a Roth IRA? In this episode, Mindy Jensen and Scott Trench are joined by CPA’s Amanda Han and Matt MacFarland. They break down the Backdoor Roth IRA and Mega Backdoor Roth strategies step-by-step. You'll learn how the Backdoor Roth works, how to avoid…
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What people are saying
“The best version of the mega backdoor Roth is where the 401k plan allows for 1) non-Roth after-tax contributions 2) distribution of the non-Roth after-tax contributions/earnings and 3) rolling in traditional IRA money. This allows you timel…”
“27:01 Very disappointing answers from these 2 advisors on the bennefit of backdoor and mega-backdoor for FI and funds availability pre 59 1/2. I do not recommend these 2 for anyone in FI community. I'll answer these 2 questions for them: 1.…”
“Our financial planner suggested leaving the money in the traditional IRA long enough that it shows up on the account statement before converting it. I assumed it was to create a clear record of funding amounts. Interesting to hear this cont…”
“Pro rata rule doesn’t apply for Roth 401K conversions.”
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