SCOUT· 63%1h 06m·2026-10-07·MoneyDon’t Make This Huge Roth Mistake
Roth conversions can be an incredible retirement tax-planning tool—but doing one at the wrong time could leave you paying more in taxes than necessary. Brian and Bo break down 5 situations where a Roth conversion may not make sense, including high-income years, future tax brackets, paying conversion taxes from…
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What people are saying
“I think the HSA and ROTH IRA question is a good one to do a deep dive on. Cause if you reimburse yourself with HSA funds at the end of the year, then take that money and put directly into a ROTH. You are taking money that is never taxed and…”
“I agree with Brian on the Roth/HSA thing. If you end up with too much in the HSA, it can become taxable. It's also the worst account to leave to non-spouse heirs. Plus, you have to keep track of your unreimbursed expenses for a very long ti…”
“27:09 I Bo-rat vocal stimmed at the exact same time 😂”
“Wait 😮? What happens after the 10 years after the beneficiary has the Roth IRA? 😊”
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