SCOUT· 69%7m·2026-08-26·MoneyThis Viral Mortgage Hack Doesn't Even Exist
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What people are saying
“Yes you can assume loans. I am a mortgage underwriter. I underwrite assumptions all the time. One thing is that you have to assume the loan as is. So if the current owner owes 175k and they are selling the home for 300k, the new borrower ha…”
“I appreciate the mortgage underwriters in the comments saying that Dave doesn’t know what he’s talking about here.”
“As a licensed mortgage lender, Dave is completely wrong this time. VA and FHA loans are absolutely assumable and you maintain the same rate and repayment term.”
“You absolutely can assume a VA loan. That's how I sold my last home.”
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