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On The Market — 50% of Recent Homebuyers Can’t Afford Their Mortgage
Scout ratingSCOUT· 40%32m·2026-11-05·Money

50% of Recent Homebuyers Can’t Afford Their Mortgage

On The Market · 475

50% of recent homebuyers can’t sustain their mortgage payments at these current rates. Wait…what? A new survey found that homeowners who purchased in the last two years are having a very hard time keeping up with payments. Their strategy? Date the rate, marry the house. But unfortunately, that doesn’t work too well…

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What people are saying

“They have no one to blame but themself, why would they listen to a realtor = Sales person”

— @luissuarez4540 · YouTube comment

“50% saying they need to refi at a lower rate is shockingly high. As an old school BP engager- run your numbers!”

— @7SideWays · YouTube comment

“Banks need to look at homeowners individually, not with a broad brush. If you bought at the peak between 2022 and 2026 under high rates, you deserve flexibility and targeted support. But if you’re sitting on a 1% mortgage with a 50% propert…”

— @EntCat-1 · YouTube comment

“Another great episode from Dave! Data-driven and analytical. And no fake laughter or forced joke!”

— @nimab8935 · YouTube comment

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