SCOUT· 61%1h 34m·2026-10-20·Money283. “We have 3 kids and live paycheck to paycheck. Are we screwed?”
Ramit digs into how years of impulse spending, money avoidance, and unequal financial responsibility have left a couple earning around $178,000 a year with $186,000 in debt and just $571 in savings. Ramit Sethi talks with Michelle and Jeff, both 45, who have three children and are approaching 20 years of marriage.…
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What people are saying
“The moment Ramit heard “ADHD”, he had traumatic flashbacks to the previous episode about the couple who scolded him for not being an ADHD expert”
“[Edited to add: The second half of this after they took the break and especially the followups were so refreshing. Good on this couple! I wish them the best!] The moment he said 'ADHD' my eyes rolled back in my head, and I'm really glad tha…”
“Ramit, I've been listening since episode one, and some of these recent episodes have been among your best. Keep up the good work.”
“The people with the least amount of money always have the most pets. Only in America 😂”
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