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Money Guy Show — They Want to Retire Early. Their Lifestyle Says Otherwise.
Scout ratingSCOUT· 65%1h 00m·2026-09-28·Money

They Want to Retire Early. Their Lifestyle Says Otherwise.

Money Guy Show

Making $400,000 a year sounds like financial freedom—but a high income doesn’t automatically build wealth. In this Making a Millionaire episode, Brian and Bo help a millionaire couple confront lifestyle creep, a 15% savings rate, HELOC debt, emergency savings, early retirement planning, Backdoor Roth IRAs, 401(k)s,…

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What people are saying

“It is a bit wild to me that a couple making 400k a year is ok with their kids handling their own college because, “I had to take out loans and do it myself, so they can too.” Meanwhile they are completely spoiling them at 3 and 6 years old.…”

— @jcat5669 · YouTube comment

“Hold up... Did she just claim at @34:12 that she paid for her own college, after saying at @6:41 that her college debt was paid off using money from her husband’s business liquidation? Sounds like she received quite a bit of financial help…”

— @Loganrv0o · YouTube comment

“Oh cmon make them save 25%! If I can do it at 120k household they certainly can at 400k”

— @Adan01c · YouTube comment

“Nurse practitioner is paid on “how much she bills” and making way more money and works with elderly on their deathbed (who are completely helpless). God bless healthcare. What a twisted incentive. They made $250k per year before PE took ove…”

— @FunStuffBuddy · YouTube comment

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