SCOUT· 57%1h 58m·2026-08-18·Money274. "We have a newborn and 89% of our income is already spent...Now what?"
Ramit Sethi of I Will Teach You To Be Rich speaks with Shelby and Calvin, 31 and 43, who have a new baby and feel trapped by their financial situation. Together they earn about $102,000 a year, but they have just $3,500 in savings, more than $20,000 in debt, and $0 currently going toward savings or investments. Shelby…
Scout bees are checking it out — divided opinions, the swarm hasn't committed.
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What people are saying
“Shelby…the whole point of dating an older man is financial security.”
“I almost don’t want to finish this 15 minutes in. He’s broke, hides debt, has affairs, and she’s trapped with an 8 month old with this guy? Girl what are you doing?”
“The saying goes “If you have nothing nice to say don’t say anything at all” so Imma juss say I really like Ramit’s pullover/sweater”
“She’s with a man 12 years older than her who hides debts, is broke, and has affairs all within their only 2 year relationship? Shelby, if you’re reading this, you can do much better for yourself.”
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70%276. "I resent carrying our finances. Can we fix this?"
69%271. "He hid $30K of debt a month before our wedding"
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