BiggerPockets Money Podcast — If No One Follows the 4% Rule, What IS the Right Withdrawal Rate?

SCOUT· 59%57m·2025-05-23·Money

If No One Follows the 4% Rule, What IS the Right Withdrawal Rate?

BiggerPockets Money Podcast

Most people assume the “safe withdrawal rate” for retirement (or early retirement) is 4%. But, if that’s the case, why is it SO hard to find anyone who’s gotten to their FIRE number, quit their job, and lived entirely off of the 4% rule? If the 4% rule is so safe and backed by solid math, why are so few FIRE followers…

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If No One Follows the 4% Rule, What IS the Right Withdrawal Rate?

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