

Best of BiggerPockets Money: Retire Early, Spend More? The FIRE Strategy You're Missing
What if the key to a better retirement isn't saving more, but learning when it's safe to spend more? Financial planner Aubrey Williams breaks down retirement guardrails, a flexible withdrawal strategy that helps early retirees adjust spending based on portfolio performance instead of relying on a fixed withdrawal…

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What people are saying
“The yield curve flattening is a classic signal that we are entering the autumn phase of the economic cycle. We just witnessed the great rotation into mid and small-caps, and now cyclicals like semiconductors are taking the spotlight. As liq…”
“We are extremely frugal as we prepare for early retirement however we have built into our budget every month a $300 premium experience if the experience costs more money we just save for two or three months to take the more expensive experi…”
“I deeply respect Aubrey and his contributions to the FI community, as well as the practical tools he developed with Roger. However, I find the overarching narrative of this episode - that early retirees can easily spend more simply by agree…”
“The point about people being so focused on reaching financial independence that they forget to actually enjoy it is something more people need to hear. Saving is important, but what's the point if you're too afraid to spend what you've work…”
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