SCOUT· 54%26m·2026-10-08·MoneyBest of BiggerPockets Money: Ben Felix on the 4% Rule
How much can you safely withdraw in early retirement, and is the 4% rule still a good guideline? Ben Felix breaks down portfolio risk, asset allocation, bonds vs. stocks, flexible spending, and the psychological side of investing in retirement. To go beyond the podcast: Listen to the Full Episode Here:…
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What people are saying
“Ben Felix, IMO, has a brand of being pessimistic and overly conservative for people who enjoy that sort of thing. It’s impossible to argue with over conservatism as we can’t use a time machine to check the future.”
“One problem with Scott's analysis was his statement about using Social Security to help fill the $$ gap in later. The problem is with FIRE, is the you decimate your SS benefits because of your limited working yours and then possibly 15-20 y…”
“It all works when the balance is high enough”
“Ben Felix says to use international stocks so you can take a lower withdraw rate. He said basically don’t anchor your portfolio on US stocks because the are the best performers in history. Ben, you are probably smarter than me but this make…”
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