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The Money To The Masses Podcast
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The Money To The Masses Podcast

Damien Fahy

Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help…

772 episodes tracked Similar shows
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Ep 560 - Should you still invest at all-time highs & how saving £5 could change your life

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Money Vault - When 'good enough' is better than 'perfect'

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Ep 559 - Beginner's guide to buying an Electric Vehicle

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Money Vault - Personal finance numbers everyone should know

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Ep 558 - 5 numbers to Retire Early & your Decade-by-Decade Money Audit

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Money Vault - Good debt vs Bad debt

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Ep 557 - How to read investment markets & wildfire travel rights

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Money Vault - How to get rich

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Ep 556 - The dangers of irregular investing & money-saving hacks with Britain's Coupon King

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Money Vault - Best investing quotes from famous investors

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Ep 555 - Building an ISA bridge for retirement & New Buy Now Pay Later rules

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Money Vault - Private Healthcare - More affordable than you think?

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Ep 554 - How to start investing & why now is the perfect time

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Money Vault - The ultimate travel insurance checklist

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Ep 553 - 10 commandments of money & Practical tips for reducing insurance costs

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Money Vault - What are Money Market Funds?

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Ep 552 - How to invest at different life stages

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Money Vault - How to build good money habits

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Ep 551 - How much to save for a comfortable retirement & mortgage splitting

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Money Vault - Fund switch checklist

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Money Vault - Investor biases to avoid

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Ep 550 - Get 4% cashback on your current account & the best investing apps in the UK

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Money Vault - Alternative to the 4% rule

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Ep 549 - The money insights you missed

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Money Vault - The difference between the Poor and the Rich

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Ep 548 - Optimal pension portfolios & latest property market update

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Money Vault - Stocks ignore bond market warning

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Ep 547 - New forms of financial advice and mastering the energy cycle

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Money Vault - How to achieve financial independence

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Money Vault - 26 ways to boost your pension

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Ep 546 - 'Sell in May & go away' tested & Credit card traps to avoid

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Money Vault - How to inspire your children to build wealth

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Ep 545 - Spring clean your finances & the UK investment gap

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Money Vault - Easy ways to cut your insurance costs

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Money Vault - Emergency funds vs Rainy day funds

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Ep 544 - The 15 scams to watch out for in 2026

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Money Vault - Coast Fire

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Money Vault - End of Tax Year checklist

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Ep 543 - How to become an ISA millionaire & the Best ISAs for 2026

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Ep 542 - Where next for stock markets & Pay by Bank warning

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Ep 541 - Rising Mortgages & Energy Bills: How to protect your money

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Ep 540 - Investment Market Update: Middle East tensions & platforms paying most interest on cash

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Ep 539 - Junior ISA myth exposed & a mortgage overpayment 'trick'

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Ep 538 - The worst stealth wealth destroyers

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Ep 537 - Vanguard LifeStrategy Global review & What to do if you missed the online self-assessment deadline

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Ep 536 - Should you buy gold, how to do it & the risks

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Ep 535 - Small changes with big impact and filling your pension gap

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Ep 534 - HMRC tax return glitch warning & 2026 Housing market update

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Ep 533 - New Year money resolutions that work & overpay your mortgage without cutting back

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Ep 532 - Investment outlook for 2026 & Ways to improve your finances this year

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Ep 531 - Surviving an AI stock bubble & the best time to invest

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Ep 530 - Should you switch your fixed energy tariff & pension credit explained

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Ep 529 - Budget 2025 Special

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Ep 528 - Small financial habits to make or save you thousands

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Ep 527 - Best valued stock markets & Why your credit rating might soon drop

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Ep 526 - Budget 2025 predictions special

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Ep 525 - Rising annuity rates & Bank of England gilt surprise

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Ep 524 - Crypto ETNs explained & financial terms rebranded

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Ep 523 - New car finance compensation scheme explained & investing in gold miners

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Ep 522 - Wills, Charitable gifts & Marriage - the IHT benefits & pitfalls

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Ep 521 - How I doubled my money in 10 years running my own portfolio

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Ep 520 - Best ways to earn cashback & The dangers of financial freedom

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Ep 519 - A guide to long-term asset funds & Trusts explained

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Ep 518 - The key factors driving investment markets right now

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Ep 517 - Savings rate traps & Why you might need to ditch the 4% retirement rule

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Ep 516 - A simple strategy to help your child become a MILLIONAIRE

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Ep 515 - Important car finance mis-selling update & base rate surprise

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Ep 514 - Complete Buy-to-Let Guide, Little-known State Benefits & Latest 'DaMoney' Questions Answered

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Ep 513 - State Pension Warning, 30% Water Bill Rise & DaMoney Data Revealed

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Ep 512 - Showing you Damoney - introducing our new AI Guidance tool

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Ep 511 - Buy or Rent (Which is best?), Make money from Credit Cards & Holiday Scam Warning

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Ep 510 - Why your first £100k is the most important, Truth about Premium Bonds & Council Tax Changes

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Ep 509 - Pension IHT changes, How much do you need to retire & Credit file hack

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Ep 508 - UK Wealth Uncovered (Where do you rank?) & Winter Fuel Payment Update

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Ep 507 - UK Property Special: Latest on Mortgage rates, Products, Affordability tests & House prices

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Ep 506 - Ethical & sustainable investing explained, Cash ISA hack & Energy payouts

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Ep 505 - Pension transfer tips, 10 common credit myths & SIM swap fraud

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Ep 504 - Holiday Scams, Tax Code Checks & Direct Debit Warning

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Ep 503 - Cut prescription costs, my 10 year portfolio insights & get an energy refund

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Ep 502 - Changes to Help to Save, the latest on Gold and Warren Buffet insights

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Ep 501 - Trade war special

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Ep 500 - Celebrating our 500th podcast episode

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Ep 499 - Best Stocks & Shares ISAs in 2025, EV tax trick & Double-dipping warning

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*BONUS PODCAST* - How to build the perfect investment portfolio

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Ep 498 - Tax year checklist, Car finance mis-selling update & Chase bank changes

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Ep 497 - Best ways to boost your pension & Little-known credit card eligibility tip

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Ep 496 - Investing correlations, cash ISA raid & Moneyhub alternatives

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Ep 495 - Our best, worst, luckiest and unluckiest money decisions

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Ep 494 - Improve your odds of getting a mortgage, maximising pension income & energy price hack

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Ep 493 - Best investing apps, top banks to switch to & the risks of paying via your banking app

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Ep 492 - Investors' behavioural biases, crowdfunding and financial planning week

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Ep 491 - Should you fix your mortgage, best travel insurance checklist, money q's most get wrong

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Ep 490 - Turn £100 a month into £37k a year pension, bonds explained & self-assessment check

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Bond problems - Damien's Market Update

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Ep 489 - Vanguard fee hike and best alternatives, check your credit report for free and tax rules for selling online

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Ep 488 - Easy way I made £1k in a year, steps to improve your finances for 2025 & getting the most from MTTM

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Ep 487 - Investment Outlook for 2025

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Ep 486 - 2024 Highlights

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Ep 485 - Best budgeting apps 2025, £100k pension pot income & read books and magazines for free

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Trump 2.0 & the Santa Rally - Damien's Market Update

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Ep 484 - How to spot & avoid the latest top scams: Online, Offline & AI-Powered

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Ep 483 - Trump trade 2.0, unwinding pre-Budget pension withdrawals & energy market update

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Ep 482 - Introduction to investing, teaching children about the stock market & mortgage market update

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Ep 481 - How much should be in your pension, merging optimism & pessimism & Winter portfolio update 2024

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Chinese Surprise - Damien's Market Update

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Ep 479 - Mortgage rate analysis and predictions, where next for the price of gold and free water-saving products

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Ep 478 - Future of cash savings, investing in China & new APP fraud refund rules

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Ep 477 - Impact of US election on your investments, ghost broker scams & lost child trust funds

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Ep 476 - Autumn Budget predictions, packaged bank accounts & AI voice scams

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Lessons learnt - Damien's Market Update

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Ep 475 - Mortgage market latest, fractional shares update & tracing old pension pots

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Ep 474 - What is happening with savings rates, how to get more than 5% interest & the best savings challenges

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Ep 473 - Exploring the efficient frontier, pension recycling & money mule warning

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Ep 472 - What to do in a stock market sell-off, share lending explained & too late to fix your energy?

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Ep 471 - Investing in physical gold, last-minute holiday T&Cs and Teacher discounts

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Ep 470 - Holiday Special: Travel insurance tips, taking money aborad and summer savings for kids

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Ep 469 - Apps scams to avoid & what the Bank of England rate cut means for your money & investments

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Ep 468 - How often should you review your portfolio, the cost of pension advice & money decision that will help you sleep better

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Is the Trump trade back? - Damien's Market Update

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Ep 467 - New government's impact on your finances, important money steps & when to renew car insurance

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Ep 466 - Investing in Nvidia, Debt to income ratios & funding later life care

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Ep 465 - How to get on the property ladder, Buy Now Pay Later turmoil & flight compensation rules

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Ep 464 - Funding private healthcare, unforeseen risks & time to fix your energy?

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Political shockwaves - Damien's Market Update

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Ep 463 - Cheapest stock markets 2024, overdraft changes & car insurance must-knows

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Ep 462 - Phone theft advice, best performing funds & life insurance oversight

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Ep 461 - Election impact on the stock market, New energy price cap & Festival/Concert refunds

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Greed is back - Damien's Market Update

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Ep 460 - Home swapping, zero spend months & interest rate forecasts

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Ep 459 - Share buybacks explained, alternative ways to help children financially & understanding energy bill cycles

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Ep 458 - Consistent investment funds, Debanking & car insurance renewal traps

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Ep 457 - Credit card minimum payment trap, Best mobile provider & Technical analysis revisited

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Ep 456 - Record gold prices explained, teaching the next generation and taxable benefits

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Inflation's second wave? - Damien's Market Update

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The future of the Money to the Masses podcast!

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Ep 455 - NS&I British Savings Bond launched, Loud budgeting & new free childcare rules

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Ep 454 - Best stocks & Shares ISA, the Perfect portfolio review & plunge energy pricing

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Ep 453 - Tax year end checklist, courtesy car sham & loan mis-selling

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Bull markets and bubbles - Damien's Market Update

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Ep 452 - The income needed for a comfortable retirement, deferring your state pension & bank deals latest

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Ep 451 - Spring Budget 2024 Special

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Ep 450 - New 1% mortgage rate scheme, Kakeibo & income investing in 2024

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Magnificent 7 rescue the equity market rally - Damien's Market Update

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Ep 449 - Dow theory explained, innovative fixed energy tariffs & eSim savings

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Ep 448 - Best managed ISAs, Cancer insurance and stacking cashback

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Ep 447 - Car finance mis-selling, Investment Quiz and filing your tax return late

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Ep 446 - Coast FIRE, funeral plans & the little-known ETF drawback

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Getting over a new year hangover - Damien's Market Update

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Ep 445 - Smart ways to play the NI cuts, how to pay tax on savings interest & money reflections

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Ep 444 - New side hustle tax rules, the power of 1% improvement & 2024 key finance dates

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Ep 443 - Investment outlook 2024 and getting the best from Money to the Masses

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Ep 442 - A look back at our most popular episodes of 2023

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Ep 441 - Cheapest way to stream TV, Flexible ISA trick & Santa rally odds

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Ep 440 - Winter portfolio 2023 update, Pension pot for life examined & Xmas energy costs

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Ep 439 - Autumn Statement insights, Credit Card pre-approvals & Winter energy bill update

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Ep 438 - Fiscal drag & higher taxes, inflation illusion & parcel delivery rights

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Bond and equity markets turn a corner - Damien's Market Update

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Ep 437 - Easy way to clear debt, buying investment trusts & energy rebates

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Ep 436 - Vanguard Managed ISA, new Cashback apps & have interest rates peaked?

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Ep 435 - Best Vanguard Lifestrategy alternatives, investment fee shake-up & latest scams

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Uncertain times - Damien's Market Update

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Ep 434 - Money Dashboard alternatives, child account tax trap & mortgage fee warning

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Ep 433 - Bear Steepener, life insurance with pre-existing medical conditions & children's work rights

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Ep 432 - Inflation shock returns, Money Market funds & changes to energy bills

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Goldilocks returns - Damien's Market Update

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Ep 431 - How to start investing, pricing strategies to watch out for and the MTTM pension quiz

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Ep 430 - Dynamic Spending strategy for retirement income, insuring children & car/home insurance renewal tips

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Ep 429 - Best value stock markets, NS&I Bonds & going Interest-only vs mortgage term extension

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Ep 428 - Teaching children about money special

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Ep 427 - Joint Savings accounts, the Dunning-Kruger effect & Consumer Duty impacts

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Fear is back - Damien's Market Update

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Ep 426 - Best investing quotes from famous investors, pocket money analysis and Premium Bond boost

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Ep 425 - The MTTM pre-holiday money task checklist

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Ep 424 - How to quickly read investment markets, six hat thinking & the halo effect

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Greed trumping fear - Damien's Market Update

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Ep 423 - Investing in Gilts, Will tips & new energy tariffs

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Ep 422 - Summer portfolio 2023, new base rate tracker savings accounts & latest scam news

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Ep 421 - Investing across the interest rate cycle, overpaying ahead of a remortgage & securing your property asking price

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Ep 420 - Should you follow fund managers, new student loan changes & the base rate dilemma

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Ep 419 - Buy-to-Let examined, concessionary mortgages explained and maximizing Junior ISA contributions

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The bull is back - Damien's Market Update

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Ep 418 - Value Averaging, Pension FAQs and House Price Highlights

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33m ·
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Ep 417 - Personal finance numbers everyone should know, insurance claim mistakes & updating the DVLA about your health

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Ep 416 - Investing in gold & its outlook, paying off an interest-only mortgage & energy price update

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Ep 415 - US Debt Ceiling, should you protect your no claims discount & Parking app perils

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38m ·
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A Lehman's moment in weeks? - Damien's Market Update

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Ep 414 - New 100% mortgage examined, investing watchlists & should you fix your energy bill

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Ep 413 - Importance of planning, negative equity mortgage options & pound cost averaging truths

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Ep 412 - How to invest in AI, Best tips from Money best-sellers & Chase Bank changes

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Interview: Jane Knight - Successful Mums

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25m ·
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New trends - Damien's Market Update

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10m ·
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Interview: Tobi Asare - The Blend: Successfully manage a career & a family

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Grow It - Episode 10: Investing for good - ethical & impact investing

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Ep 411 - Funds for a banking crisis, money market funds & remortgaging on maternity leave

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Grow it - Episode 9: Investing for children & intergenerational wealth

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Grow it - Episode 8: Boosting cash returns

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Ep 410 - Benefits of auto-enrolment, remortgage Q&A and loyalty card changes

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Grow It - Episode 7: Fund types explained - Active vs Passive Investing

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Grow It - Episode 6: How to build / pick an investment portfolio

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Ep 409 - The overdue financial crisis, Pension rules changes & Spring Budget roundup

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Grow It - Episode 5: Easy investing for beginners - Explaining your options (Pension vs ISAs vs GIA)

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11m ·
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Grow It - Episode 4: When you need a financial adviser and when you don't

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Ep 408 - Black book revisited, end of tax-year checklist & app-based investing drawbacks

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All possibilities still on the table - Damien's Market Update

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Grow It - Episode 3: Understanding investment risk, return and taxation

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Grow It - Episode 2: Things to think about before you start investing

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Ep 407 - Gender pension gap, planning for CGT allowance cut & income investing opportunities

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Grow It - Episode 1: Why Should You Think About Investing?

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Ep 406 - Mobile & Broadband price hike rights, investment platform cash rates & key economic indicators

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Ep 405 - State pension boost deadline, cashback bank accounts & pothole compensation

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Ep 404 - The Big Mac index, romance scams and the banks with the best online security

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Keep an eye on the dollar - Damien's Market Update

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Ep 403 - Outlook for mortgage rates & energy bills & the cheapest airport lounges

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31m ·
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Ep 402 - Investment funds with conviction, self assessment tips & EU mobile roaming

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Ep 401 - Active share & tracking error explained, inflation truths & deals

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Ep 400 - Private healthcare on a budget

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As goes January? - Damien's Market Update

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Ep 399 - How to sort your finances for 2023

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1h 03m ·
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Ep 398 - Ways to make extra money & 2023 investment outlook

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36m ·
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Ep 397 - Passive investing flaws, mortgage market in 2023 & the loan fee scam

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36m ·
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Ep 396 - How to get 7% interest on savings, the endowment effect & charity Xmas gifts

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27m ·
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Santa rally or the 2018 Grinch? - Damien's Market Update

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15m ·
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Ep 395 - When cash isn't king in a portfolio, the Diderot Effect & underpaid state pensions

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Ep 394 - Electric vs petrol car running costs, Winter portfolio update & the QR scam

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Ep 393 - How to make good money habits that stick & and the Autumn Statement round-up

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Ep 392 - Offset mortgages, challenging energy direct debits & why we need to talk about money

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41m ·
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Is it the season to be jolly? - Damien's Market Update

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11m ·
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Ep 391 - New ways to diversify a portfolio, pension funding in a crisis & food shopping hack

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39m ·
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Ep 390 - Redundancy Special: Know your rights and how to insure against it

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Ep 389 - Types of investment risk, the Efficient Frontier & the mini-Budget u-turn

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Ep 388 - When you can't keep up with your mortgage, stoozing and new banking app scam

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32m ·
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Ep 387 - Unlearning what you know about mortgages, pensions, savings & investing

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37m ·
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Out of the frying pan into the fire - Damien's Market Update

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14m ·
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Ep 386 - Appliance energy cost breakdown, baby insurance and social broadband tariffs

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Ep 385 - US dollar index investing, Mini-Budget explained & inflation-proof pay rises

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39m ·
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Ep 384 - Survivorship bias, cost of living checklist & personal inflation rates

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40m ·
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Ep 383 - The Investment portfolio insurance strategy, principal-agent problems & energy price freeze explained

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40m ·
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What a difference a month makes - Damien's Market Update

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14m ·
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Ep 382 - Mortgage reality check & should you fix your energy bills now

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Ep 381 - Little-known insurance tips, Home buyer insurance & Help to build explained

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Ep 380 - Throwback special: Ways to boost your pension & 2023 state pension prediction

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22m ·
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Ep 379 - Value investing opportunities, income protection hacks & apple pay scam

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Is there a new equity bull market in the making? - Damien's Market Update

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7m ·
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Ep 378 - Investment trust biases, Vanguard Lifestrategy downside & new Consumer Duty rules

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35m ·
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Ep 377 - Best way to take money abroad, summer portfolio update & utility bill compensation rights

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37m ·
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Ep 376 - Key to budgeting success, researching investment fund alternatives & ghost broker scams

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Ep 375 - What schools don't teach you about money

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Keep a close eye on commodity prices - Damien's Market Update

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9m ·
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Ep 374 - Dr Copper, the financial cost of cancer & interest-free loans

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Ep 373 - Financial planning when markets crash, mortgage affordability rule change & rail travel refund rights

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37m ·
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Ep 372 - Retirement spending truths, remortgage hack & apps to cut your food bill

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Ep 371 - Bond duration explained, new affordability scoring and Apple pay later

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35m ·
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Looking to central banks for direction - Damien's Market Update - June 2022

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10m ·
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Ep 370 - The 10 commandments of investing, fractional shares & the Magic Box

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31m ·
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Ep 369 - Luna lessons, fuel price hack & remortgage market relief

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33m ·
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Ep 368 - Bitcoin behaviour change, easy ways to make money & insurance price rise hack

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41m ·
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Equity and bond markets break down - Damien's Market Update

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14m ·
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Ep 367 - Preparing for fixed-rate mortgage deal ending, BNPL to appear on credit reports & energy cut-off rules

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Ep 366 - Death of the equity/bond portfolio & travel insurance with pre-existing medical conditions

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41m ·
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Ep 365 - Become climate positive, index-linked gilt flaws & council tax scam

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Ep 364 - Averaging down explained, Tax-free childcare & financial coaching vs financial advice

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Markets looking for direction - Ep 147 of Damien's Midweek Markets

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Ep 363 - Overcoming money fears, end of tax year checklist & green energy truths

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37m ·
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Watching market breakouts - Ep 146 of Damien's Midweek Markets

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9m ·
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Ep 362 - Investing for inflation, getting insurance with long-covid & Spring Statement round-up

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Things are stalling - Ep 145 of Damien's Midweek Markets

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Ep 361 - VCT's & EIS's explained, energy price cap tip & new avios credit cards

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34m ·
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Making it up as they go along - Ep 144 of Damien's Midweek Markets

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Ep 360 - Sharesave schemes, GROW IT & Mortgage deals disappear

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38m ·
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History in the making - Ep 143 of Damien's Midweek Markets

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7m ·
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Ep 359 - Investing ethics & war, risk vs volality and limited company taxation

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34m ·
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Death crosses and divergences - Ep 142 of Damien's Midweek Markets

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Ep 358 - Sick Pay revelation and the impact of Ukraine crisis on investment markets

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44m ·
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Markets react after Ukraine invasion - Ep 141 of Damien's Midweek Markets

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9m ·
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Geopolitical tensions hit markets - Ep 140 of Damien's Midweek Markets

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7m ·
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Ep 357 - NFTs explained

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34m ·
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Anything is still possible for equity markets - Ep 139 of Damien's Midweek Markets

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Ep 356 - Enhancing an income portfolio, cryptocurrency tax rules & energy tax rebate Q&A

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37m ·
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Back to all-time highs or a bear market rally? - Ep 138 of Damien's Midweek Markets

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Ep 355 - The difference between the poor and the rich

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Historic equity market moves - Ep 137 of Damien's Midweek Markets

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14m ·
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Ep 354 - Money saving special: How to save money on your household bills

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Is the tech tremor turning into a market earthquake? - Ep 136 of Damien's Midweek Markets

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Ep 353 - Reasons to diversify your portfolio, budgeting tips & Iceland's ethical loans

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The FTSE 100 and the pound begin to shine - Ep 135 of Damien's Midweek Markets

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Ep 352 - Getting the most from Money to the Masses

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Tech stocks tank in the New Year - Ep 134 of Damien's Midweek Markets

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Ep 351 - Sorting your finances and the outlook for 2022

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38m ·
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More volatility into the year-end - Ep 133 of Damien's Midweek Markets

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Ep 350 - A Christmas Carol - The MTTM team takeover

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Has the Fed given the green light to the Santa rally? - Ep 132 of Damien's Midweek Markets

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Ep - 349 - 60% tax trap, Optimum pandemic asset mix & latest scams

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33m ·
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It's starting to feel a lot like Christmas in equity markets - Ep 131 of Damien's Midweek Markets

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Ep 348 - Stock market momentum indicator, When to buy an annuity & Poor value protection products

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32m ·
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Markets are on the edge - Ep 130 of Damien's Midweek Markets

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10m ·
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Ep 347 - Black Friday hacks, credit cards vs loans & finance product mind games

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37m ·
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Is this what bond & equity markets fear most? - Ep 129 of Damien's Midweek Markets

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9m ·
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Ep 346 - Escaping car finance, Rainy day vs emergency funds and bond/equity correlations

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41m ·
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Currency market clues - Ep 128 of Damien's Midweek Markets

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7m ·
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Ep 345 - Junior ISA best buys, climate investing tool & terminal illness benefit

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29m ·

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