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She's On The Money
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She's On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community…

1019 episodes tracked Similar shows
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Would You Rather: Further Your Career or Your Place in the Property Market?

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Scout rating37%

Investing in your 20s, 30s, and 40s: Tips for Each Lifestage

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My Mum Spent My Savings. It Changed the Way I Think About Money Forever.

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Am I Being Medically Gaslit? And How Do I Invest My Inheritance?

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37m ·
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'Have Courage. Be Kind': It's a Q&A with B&J Special

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I Think I Accidentally Became Rich

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1h 07m ·
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Am I Being Too Rigid With Money? Plus, Dollar-Cost Averaging Tactics

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41m ·
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An Unhinged AMA with Financial Adviser, Daisy from Everest Wealth

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She Didn't Pay Rent for Seven Years. Now She Owns a $1.2 Million Home.

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Return of the Debt: Why Does This Keep Happening To Me?

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Inflation, IPOs and SpaceX Selloffs: It’s the New Financial Year Market Update

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She Grew Up in Government Housing. Now She's Building a Property Portfolio.

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I Financially Supported a Friend In Debt… Then They Got IVF!?

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Calling You In: Financial Decisions That Are Killing Your Cashflow

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I Grew Up Watching Money Be Used as Control. Now I'm Building My Own Freedom.

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It Pays Well But It’s Sucking The Life From Me

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It’s Giving ‘Rich’: What Does Wealth Actually Look Like?

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She Lost Her Fiancé, Her House and $30,000 in the Same Year

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Money Talk Makes Me Nervous. Why Am I Ashamed?

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It Costs How Much To Have a Baby, Now?!

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She paid off a $25,000 car loan on a graduate salary, then became scared to spend money at all.

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Happy 1,000th Episode! Win Our Favourite Things + Solve She’s Stashed the Cash

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Your Best Financial Year Yet: How to Set Money Goals That Actually Stick

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They Thought Insurance Was a Waste of Money. Then This Happened

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Hear Me Out: I Struggle To Spend Money

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Answers to Tax Questions You Were Too Afraid To Ask

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The “Hey Girl” Message That Saved Her From the Wrong Marriage

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She’s Financially Irresponsible. Why Should My Sister Inherit More?

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EOFY Tax Hacks For Your Share Portfolio

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She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

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I’ve Financially Outgrown My Friends. Do I Need To Leave The Chat?

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FY27 Starts Now: The Money Reset Your Future Self Will Thank You For

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She Arrived in Australia With $20 and Built a Million-Dollar Life

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Bridesmaid Duties Are Destroying My Budget (And Possibly Our Friendship)

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The Price of Pretty: Exploring the Cost of Beauty Standards

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I Grew Up Terrified of Money. Now I'm Saving $2,000 a Week

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Stay or Pay: Sacrificing Money Goals By Staying In a Job You Love

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‘Is The Cover In Your Super Enough?’ And Other Quickfire Insurance Questions With Skye Wealth

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She Gave Up Uni, Work and Financial Control for Love. Leaving Changed Everything

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Nothing To Smile About: When Debt Costs You Dental Visits

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ETFs Explained: Everything You Need to Know Before You Buy Your First One

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She Spent Hundreds of Thousands in 12 Months… Then Realised She Had No Idea Where Her Money Was Going

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Your Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why

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“Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat

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1h 14m ·
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Negative Gearing Is Dead, Unless You’re Already In. Jim Chalmers Explains Why Young Australians Miss Out

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My Boyfriend’s Secret Debt + Should We Use Our Savings to Pay Off His Business Debt?

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The Costs of IVF: Financing Your Fertility Journey

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1h 01m ·
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BONUS: The 2026 Federal Budget Explained Without The Boring Bits

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1h 09m ·
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Dropped Out of Uni Three Times… and Now Earns $140K Without a Degree

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Take It or Leave It: Could Taking Stress Leave Affect My Insurances?

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Building The Dream: Jess Shares What She’s Learned (So Far)

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21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck

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'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?

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The RBA: Who’s Calling the Shots and How it Affects Your Rates

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From Debt and Divorce to Building Her Dream Home as a Single Mum

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Is It Lifestyle Creep… or Is Life Just Getting More Expensive?

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Should I Be Worried About My Money Right Now? What Global Uncertainty Actually Means for Your Portfolio

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I Fell Pregnant at 30… While Single and Working 70-Hour Weeks

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Salary Negotiation Gone Wrong + Are You Investing in the Same ETF Twice?

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Money hacks that actually make you cash (Real Ideas From Our Community)

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I Tried to Time the Market… But the Market Timed Me

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I Earn $280K… But I’m Completely Burnt Out and Trapped

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Trillions Wiped From the Share Market… What’s Actually Going On?

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I Was a Broke Single Mum with Bad Credit… Now I Own a Home and Invest

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Debt That Got Out of Control… Can You Fix It?

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Travel Savings Hacks That Feel Illegal (But Aren’t)

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Made Redundant Twice… And Built a Profitable Business Anyway

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Should You Sell Shares for a House Deposit? (+ Buying Property With Family)

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The Investing Trends That Defined 2025 (And What They Mean For You)

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How One Mum Turned a Job Loss Into a Multi-Million Dollar Comeback

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Can You Actually Use Your Super To Buy Property? And Whose Responsibility Is It To Pay For Your Parents’ Funeral?

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Meet The Woman Getting Brands To Pay For Period Products Instead Of Women

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Investing Diaries: ASX and the City

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Are You Actually Behind Financially? And the 12 Month Job Myth

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How Being a Woman Changes Your Insurance (and Why We End Up Claiming More)

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The $110-a-Month Decision That Saved Her When the Worst Happened

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High Pay vs Flexibility: What’s the Best Career Choice?

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Equity Explained: Is It Really the Shortcut to Getting Rich?

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She Bought Her First Home With a 2% Deposit on an $86k Salary

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Why Owning Property Isn’t Always the Safety Net You Think... And the Relationship Red Flag That Has Us Concerned

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The Questions Everyone Has About Investing in the Share Market, Finally Answered

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Investing Diaries: How She Turned Early Investing Mistakes Into a $100k Portfolio

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Does Your HECS debt Really Matter? How to Set Money Boundaries at Work

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Nailing Your Finances in Your Single Era (and Beyond)

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The Move That Made Homeownership Possible

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Are Bonds or ETFs the Better Investment Option? What to do When Your Tax Accountant is Being Dodgy

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Debt Recycling 101: What It Actually Is and Whether It’s Right for You

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How This 24 Year Old Without a Degree Earns $180k a Year (and Is on Track to Retire at 50)

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Is a Guarantor on a Property Loan a Smart Move? Plus, When Using Your Super Early Makes Sense

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The Small Habits That Quietly Made Us Richer

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The $75k Property Nightmare We Didn’t See Coming

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Summer Starter Series: Get Your Superannuation Sorted

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What Will Make You Richer: Money in Your Offset Account or the Sharemarket? Plus, How To Handle Family Estate Disputes

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How to Invest in the Share Market for Kids (Without Losing It All to Tax)

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Not a Date to Celebrate with Clothing the Gaps

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Summer Starter Series: Protecting Yourself With Personal Insurance

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Are Your Parents Risking Their Retirement? And a Spicy Wedding Bill Drama

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What a Family Lawyer Wishes Every Woman Knew About Money and Relationships

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The $60k Debt Wake-Up Call That Changed Everything

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Summer Starter Series: Making Saving Easier

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Is a Bridging Loan Worth the Risk? And The Dating Money Red Flags We Can’t Ignore

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How to Buy Property in 2026: Everything You Need to Know Before Getting a Mortgage

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Bec's Investing Confessions: Her First Year in the Share Market

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Summer Starter Series: Managing Debt

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How Do You Know When It’s Time to See a Financial Advisor? And the Vet Bill Situation That's a Moral Minefield

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Victoria’s 2026 Investing Playbook If She Had to Start From Zero

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From Financially Clueless to Confident With Money: How She Turned It All Around

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Summer Starter Series: Budgeting and Cash Flow

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The Fresh Start Your Money Actually Needs in 2026 (No Matter Where You’re Starting From)

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Even More Unhinged Savings Hacks

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A Love Letter to Everyone Who Survived 2025

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THE SOTM EOY PARTY… Plus Should You Get a Credit Card & Is Building a Home Really Cheaper Than Buying?

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Our 5 Christmas Wishes For You (That’ll Make You Richer, Calmer & More Confident in 2026)

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He Convinced Her To Buy Property With Her Inheritance… Then Tried to Take It in the Breakup

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How to Navigate Different Family Money Values this Christmas... and a Very Relatable Bill-Splitting Drama

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You Can Invest in Property With $5. Yes, Really. (A Beginner’s Guide to REITs)

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From $60k in Debt and Lying About Being Unemployed to Becoming the Lazy CEO Behind Showpo’s $100 Million Empire

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You’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect

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Bougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)

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How a Year Making SOTM Completely Transformed Our Producer Emma’s Finances

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Should You Push Through Burnout for Your Financial Goals? And How To Quit Without Burning Bridges

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7 Sneaky Christmas Traps That Make You Blow Your Budget (and How to Beat Them)

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Wait till You Hear What this 25 Year Old Has Built on a Macca’s Paycheck

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Financial Confidence for Our First Nations Community with Leah Bennett

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Is Crypto a Goldmine or a Gamble? And The Smartest Way to Use Your Spare Cash

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Emma Edwards Stopped Shopping for 365 Days and Accidentally Fixed Her Finances (Plus Her Relationship With Money and Herself)

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Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway

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DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout

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Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire

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Money Diaries Update: What Really Happens in a Divorce Settlement (And Where She Ended Up)

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Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)

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Victoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios

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She Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40

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Should You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness

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How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)

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She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties

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Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma

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How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)

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She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures

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Should You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance

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We Accidentally Found the Travel Hack That Saves You Serious Cash

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She Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life

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How to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner

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The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)

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The Teen Mum Who Went From Centrelink to a Six-Figure Life

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How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home

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Brooke’s FIRE Plan: How She’s Investing to Retire at 35

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Money Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)

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Should you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?

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Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

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She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.

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How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions

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How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie

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Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)

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Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout

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AMA: Jess & V Answer Your Biggest Money Questions

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My Investment Property Dream Became a Financial Nightmare

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Should You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority

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Money Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze

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Victoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking

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How She Went From High School Dropout to $750k Net Worth

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What Should You Really Do With Your Tax Return? And a Spicy WFH Energy Bills Debate

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The Smart Home Buyer’s Guide to Finding “The One”

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She Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life

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How Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong

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Michelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech

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How a Former Pro Athlete Really Manages Her Money

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Is a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate

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She's On The Money
47m ·
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Why Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back

She's On The Money
1h 03m ·
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She's On The Money
43m ·
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33m ·
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40m ·
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22m ·
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32m ·
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29m ·
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When the Unimaginable Happens

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41m ·
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34m ·
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When the Cost of Living Hits Hard

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Is This the Biggest Financial Decision You'll Make?

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I'm Bored. Give Me Your Most Unhinged Money Saving Hacks...

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5 Shares That Skyrocketed Last Financial Year (And What You Can Learn From Them)

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The Reality of Grief and Managing Their Estate

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How to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet

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32m ·
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The Financial Anxieties of Your Parents' Retirement & Winter Energy Bills

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Broken Brains: Nobody Prepares You for This Financial Emergency

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Why You Feel So Bad About Money (and Why You Seriously Shouldn’t).

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Should You Be Investing in Tech and AI?

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Should You Buy Gold Bullion and Would You Delay Your Dream Job Incase You Have Kids?

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Points Hacking (No Credit Card Required)

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Blue Eyed Kayla Jade: Behind the Money, Followers and Fame

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How Georgie Stevenson Built Naked Harvest (and a Wellness Empire)

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Would You Walk Away From Shares That Might Make You a Millionaire?

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How Victoria Devine Built a Multimillion-Dollar Small Business

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The Truth About Big Tech Money From Someone Living It

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Should You Buy a House or Invest? Let's Break it Down

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What Share Market Dips Do to Your Brain... and What History Says is Coming Next

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Superyachts, Sports Cars, and a Secret She Couldn’t Tell Anyone

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Would You Leave Everything Behind to Be Mortgage-Free? And Asking for the Pay You Deserve

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We Asked the Finance Minister What This Budget Really Does For You

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Confessions of a Former Shopaholic

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Everything You Need to Know About This Year’s Budget

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Owed Super or Don’t Know Where to Start Investing? Let’s Fix Both.

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How Victoria Devine Went From Money Mess to Millionaire

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Would You Buy Property With a Partner After 8 Months? She Did!

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Why a Super-for-Housing Policy Could Actually Push Prices Higher

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If Buying a Home Feels Impossible—Is This the Next Best Thing? Plus, Should You Ditch a Share Over Ethics?

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44m ·
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Can You Actually Manifest Money? Here’s What Science Says

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$20K in Debt With No Clue About Money… Now I'm Raising Money-Smart Kids

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Is It Time to Normalise Financial Success Celebrations?

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IWD: The Super Gap & Inequalities in the Workplace

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I Started My Financial Literacy Journey at 45... It's Never Too Late!

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39m ·
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We Asked a Financial Advisor Your Most-Asked Money Questions

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38m ·
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She Feared Spending, Avoided Investing & Saved Obsessively—Until Everything Changed

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36m ·
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How to Get a Better Interest Rate + Should You Start a Business with Your Bestie?

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52m ·
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Family Trusts: What They Really Do—And Should You Have One?

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44m ·
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She Moved to Australia With $1k in Her Bank Account

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38m ·
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Underpaid? Here’s How to Fix It + Oura Rings Vs a $20 dupe

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57m ·
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DeepSeek, Trump’s Tariffs & Interest Rates: Investing Smarter in 2025

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35m ·
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Walking Away From $200K for a Life That Matters

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34m ·
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Victoria Almost Fell Victim to a Scam (and How to Protect Yourself)

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58m ·
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Why Money-Savvy People Have Money Dates—Even When They’re Single

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46m ·
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We Get Really Pervy About How This 25-Year-Old Built a $100K Investment Portfolio

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44m ·
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Travel Savings Hacks & How to Get Friends to Pay You Back (Without the Awkwardness!)

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38m ·
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Want to Buy Property in 2025? Here’s How to Get Prepared

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48m ·
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How They Went From Paycheck-to-Paycheck to Proud Homeowner

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49m ·
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Should You Remortgage? Plus, a Wedding Guest List Drama

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53m ·
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Wait, TikTok Says You Need 7 Income Streams to Be a Millionaire? We’re Calling BS

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39m ·
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How Starting a Business Gave Us the Freedom to Travel Full-Time as a Family

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39m ·
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Money Wins, Housing Dilemmas, and a Surprise Car You Didn’t Ask For (With Strings Attached)

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53m ·
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How to Find Your Perfect Side Hustle for 2025

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24m ·
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I Got Everything I Wanted Then I Burned It All Down

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44m ·
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The Lazy Girls Guide To Financial Freedom in 2025

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12m ·
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Balancing the Money Mental Load

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33m ·
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Investing for Beginners: Stop Dreaming and Start Doing

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40m ·
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How She Rebuilt Her Life After Losing $38k to a Scam

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27m ·
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The Truth About HECs Debt: Is It Time to Stop Stressing About It?

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47m ·
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Why 92% of New Year's Resolutions Fail... and How to Be in the 8%

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41m ·
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The Biggest Money Lessons We Learned From This Year’s Money Diaries

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Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 2)

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26m ·
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Bloopers, Investment Bonds and Big Decisions: Your Ultimate 2024 Send-Off!

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40m ·
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2024 All Wrapped Up!

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43m ·
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She Turned a Hobby Into a Serious Side Hustle—And Paid Off $25k!

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51m ·
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Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 1)

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43m ·
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Are Christmas Bonuses Just a Festive Myth?

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1h 05m ·
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Managing People in the Workplace

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38m ·
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What It’s Really Like to Raise Twins (And Battle Double the Costs)

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32m ·
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Kangen Water: Miracle Product or MLM Trap

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28m ·
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Big Financial Decision Drama

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59m ·
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Holiday Hustles

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30m ·
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How a Side Hustle Paid Off Debt and Funded Big Travel Dreams

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24m ·
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How to Create a Magical Christmas on Any Budget

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17m ·
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Is My Landlord Even Allowed to Do That?

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54m ·
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Why This Year’s Hottest Gift Is Investing

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28m ·
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Getting Fired Was the Best Thing That Ever Happened to Me

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56m ·
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Why MLMs Are So Hard to Leave—And How to Do It Anyway

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29m ·
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Why Your Dad’s Super Advice Might Be Costing You Thousands

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Business Diaries: How Brittney Saunders Built Fayt

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1h 00m ·
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When Life Throws Curveballs, Here’s How to Smash Your Goals Anyway

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30m ·
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So, Is Affiliate Marketing a Scam Too?

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17m ·
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When Bridal Parties Turn Into Money Dramas

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49m ·
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Community-Tested Christmas Hacks

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38m ·
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When Your Dream Job Isn’t Enough to Pay the Bills

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41m ·
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Trump, Tariffs, and Taxes

She's On The Money
13m ·

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