SCOUT· 37%34m·2026-09-23·MoneyToo Expensive? Whole of Life Insurance explored
Is whole of life insurance too expensive, or can it be a valuable part of financial and inheritance tax planning in the UK? Pete Matthew is joined by Justin Harper, Chief Marketing Officer at LifeSearch, to explain how whole of life cover differs from term life insurance, how premiums are calculated and whether they…
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What people are saying
“Whole of life is indeed interesting. Like with the 1200 a month scenario. If you instead invested that in global equity with a typical 7% return assumption. The breakeven is around the 25 Years and 4 months mark. So Age 85 ignoring all othe…”
“Why would an insurance pay out more than the premiums paid in? Insurance companies are not known for their generosity.”
“Investigating whole life 2nd death and using remaining pension pot to pay a % for IHT . This is to reduce monthly premium”
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