QA54 - Listener Questions, Episode 54

“My mum and dad were sold an endowment in the mid 1980s. 60k 100% mortgage - at one point at 17% interest rates. They retired in 2008 and their investments were short by 20k which had to come out of their teachers final salary retirement bon…”

“I had an endowment backed mortgage, we moved and took a normal mortgage but kept the policy as an investment. It was looking like a good bet until 1 year before the maturity date the endowments suddenly fell apart. I lost nearly half the va…”

“I'm no where near £100k salary but I guess in 2029 salary scarfice will be capped at £2k which will pull alot of people into the 60% band”

“The Die With Zero question - it seems to me that the questioner does not have the soending mentality of the book. Far too safe and low target of dpendinv just £2500 a month. More aggressive spending required!”