SCOUT· 68%43m·2026-06-24·MoneyQA53 - Listener Questions Episode 53
In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance - from gifting money to children using the 'normal expenditure out of income' rules to whether ISA withdrawals can support one-off big spends. They also cover pension consolidation and FSCS…
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“Cheers guys, a good use of my time as ever.”
“This won't work for all CARE schemes as accrual rates differ and how they are revalued differs too, but... A crude rule of thumb for the NHS 2015 scheme PIA calculation (with a little headroom) - *this doesn't allow for any legacy schemes*:…”
“Looking to take an annuity with aviva at 55. Are there protections against them going bust!!!”
“DB usually charges 5% pa for taking early v an extra 20% extra tax added on going into a higher tax bracket. I would bridge the gap while paying into my avc to bring down my tax bracket then when it no longer funds the gap I will (6 months…”
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