

QA44 - Listener Questions, Episode 44
In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance, pensions and investing. We cover inheritance tax (IHT) and who actually pays it, a defined benefit pension "state pension deduction" before State Pension age, and whether salary sacrifice affects…

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What people are saying
“Interest on loans to paid iht before funds are released is criminal. This is shameful 😮”
“Investment bonds. Family has one almost at the 20yr mark. Don’t do it. Expensive, too much hassle , beholden to advisors. It’s only good if you become a basic rate payer. Stick to the GIA unless it’s hundred of thousands. Pete 100% right, d…”
“The figure you gave about 50% of people investing in global trackers is misleading because almost all "passive" funds are not total market index funds, and thus they are still making an active choice to not track the entire investible marke…”
“When my wife's mum died the solicitor was able to get her premium bond funds released to pay the IHT”
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