

QA41 - Listener Questions, Episode 41
In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer listener questions on UK personal finance, focusing on pensions, tax, and planning ahead. Topics include SIPP vs Lifetime ISA, retirement drawdown and which accounts to spend from first, Junior SIPPs, gifting company shares (IHT and CGT), and UFPLS vs…

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What people are saying
“Great information again chaps. A lot of people come to your site, because they are not financially aware and cannot afford financial advice. Really annoys me though when Company Directors come on here asking for advice as per point 5. As a…”
“Sons mates Dad made sure daughter was financially looked after investing when she was young even paid for house when she got married. Got divorced husband got half house ++. When the son got married the Dad bought house kept it in his name…”
“Rhiannon Gogh would be a good guest to have on the show for special needs financial planning. She has written an excellent book c about the subject.”
“the wrappers thing I think heavily pivots on the sizes of your pots and income needs. Eg if you expect to stay safely inside basic rate tax for income needs, but am currently a high rate tax payer - I’d personally be looking to move my fund…”
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