The Clark Howard Podcast — 07.15.26 Clark Discredits a Long-Held Credit Card Myth / SCAM WARNINGS

SCOUT· 64%33m·2026-07-15·Money

07.15.26 Clark Discredits a Long-Held Credit Card Myth / SCAM WARNINGS

The Clark Howard Podcast

The big banks are absolutely thrilled when you fall for the "cockroach" of personal finance myths: the completely false idea that you need to carry a balance and pay interest on your credit cards to build an excellent credit score. Not so. Clark explains. Also today, we face an unprecedented wave of sophisticated…

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07.15.26 Clark Discredits a Long-Held Credit Card Myth / SCAM WARNINGS

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