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Mouthy Money: Building wealth with long term investing and saving strategies — How Much Cash Should You Actually Keep?
Scout ratingSCOUT· 55%17m·2026-07-07·Money

How Much Cash Should You Actually Keep?

Mouthy Money: Building wealth with long term investing and saving strategies

Somewhere in Britain, someone has £40,000 in a savings account and can't tell you why. It crept up a pound at a time, each one buying a little more peace of mind. And most of it is now going backwards. We're taught that saving is the safe choice. But past a point, cash stops protecting you and starts costing you — and…

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What people are saying

“People generally say “3 to 6 months” as some sort of rule of thumb. I personally don’t believe this is enough especially in this job market as you eluded to in this video. You’re better off having more if it grants peace of mind. The worst…”

— @alcoholicvillan2726 · YouTube comment

“Hilarious. This episode is sponsored by some big crypto outfit and whaddya know? The advice is that you shouldn't save all that much of your money, but stick it in some high-risk investment. 3 to 6 months money saved? I prefer 3 to 6 years…”

— @laurieharper1526 · YouTube comment

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