SCOUT· 58%49m·2026-09-14·MoneyWas His $120,000 College Degree a Huge Mistake?
At 28, Joe has gone from roughly $120,000 in student loan debt to a positive $70,000 net worth—but now he faces a major personal finance decision: should he aggressively pay off student loans or keep investing for retirement? Brian and Bo break down his budget, Roth IRA, HSA, Bitcoin, side hustle income, savings rate,…
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What people are saying
“Hey guys! I’m Joe. Here to answer any questions and thoughts you guys may have. Just looking through the comments at first glance… they do confirm your income and expenses when coming on the show. I sent the team everything they needed and…”
“He's young and he's seeking help. He will be fine. Just stay focused and work work work. Young with no real obligations he can build quickly.”
“Retired at 57, earning 45K biweekly… but honestly, the money isn't even the highlight. What means the most is having a family that stood by me when life was tough. I'm living the life I once prayed for. If you're still fighting your battles…”
“Thank you for coming on the show! I enjoy knowing someone with high debt and working it out.”
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