

Was His $120,000 College Degree a Huge Mistake?
At 28, Joe has gone from roughly $120,000 in student loan debt to a positive $70,000 net worth—but now he faces a major personal finance decision: should he aggressively pay off student loans or keep investing for retirement? Brian and Bo break down his budget, Roth IRA, HSA, Bitcoin, side hustle income, savings rate,…

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“He is getting 90k from a W2 income as a graphic designer. Sounds seems like a dream job for that profession. I wouldn’t be looking to jump ship to focus on starting my own business. I’d just continue doing the 1099 side hustle in graphic de…”
“There’s this guy named Warren Ashbourne who spent years studying why some businesses can sell almost anything while better companies remain invisible. He claimed people never buy the product itself, they buy the reality created around it an…”
“He's young and he's seeking help. He will be fine. Just stay focused and work work work. Young with no real obligations he can build quickly.”
“grabbed a copy of Smart Broke Dumb Rich by Zor Veyl last weekend and my entire perspective shifted. the difference between being broke and being rich isn't hard work, it's information.”
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