SCOUT· 35%30m·2026-10-05·MoneyWhat should I do with a lump sum: Save, super or invest?
Don't let a lump sum sit in the wrong place. So how should you use it? Save it, invest it, pay off debt, put it in super, or spend it? Jess asks Financial Adviser Tom Hayes from Shadforth to run the numbers on every option. By the end of this episode, you'll know the trade-offs of each, and how to choose what fits…
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What people are saying
“I do all my investing inside my SMSF by maxing out the contribution caps. The tax benefits inside super far outweigh investing outside due to the new CGT changes”
“Well if you lump sum an inheritance sum before a crash and what follows is stagflation and your sequencing power is low, DCA would be better than lump-sum I would think”
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