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Coin Flip — I Bonds: Buy in October or Wait for November 1?
Not scored yet10m·2026-10-12·Money

I Bonds: Buy in October or Wait for November 1?

Coin Flip · 27

Treasury resets the I bond fixed rate on November 1, and whatever it is gets locked in for the life of the bond. In this episode, Derek Wu lays out the buy-now versus wait decision at the current 0.90% fixed rate, then offers one simple filter for choosing between I bonds, a high-yield savings account, or a CD. The…

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