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ChooseFI | Financial Independence Podcast — 606 | Deep Dive: Target-Date Retirement and Bond Funds | Cody Garrett
Scout ratingSCOUT· 67%1h 08m·2026-07-06·Money

606 | Deep Dive: Target-Date Retirement and Bond Funds | Cody Garrett

ChooseFI | Financial Independence Podcast · 606

Most investors think they're buying the same thing when they choose a target date fund—but two people who bought 2025 target date funds 15 years ago could have 40% different returns today. Same target year, wildly different outcomes. The culprit? Fund families structure these "simple" investments in dramatically…

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