Are Credit Card Points Still Worth It? and More Listener Q&A

“Every persons first card should be a 2% cash back catch all with no annual fee. Why would you recommend a card with an annual fee for a starter card????”

“The strength of Fidelity credit card is that is a No annual fee card with no foreign transaction fees. Neither the Venture, or the active cash or the double cash gives you both benefits.”

“He said $10,000 in annual fees, geez! I’m at $3K and easily use more than $3K in credits but $10K? Wow! Anyway, great video as I’ve also considered cash back over points.”

“Honestly id rather spend that yearly 10k to invest in ETFs instead of paying credit card fees. It's a huge opportunity cost. Even wells fargo autograph card does 3x on flights and hotels and gas and transits and dining without annual fee. S…”