SCOUT· 62%1h 12m·2026-07-08·MoneyAre Credit Card Points Still Worth It? and More Listener Q&A
#286: With credit card fees climbing, credits getting harder to use, and points constantly devaluing, it's fair to ask whether earning points and miles is even worth it anymore. In this AMA, Chris breaks down why the fees are still worth it for him (and who they're not worth it for), common mistakes to avoid when…
Scout bees are checking it out — divided opinions, the swarm hasn't committed.
- Platform
- 44%
- Community
- 85%
- Value
- no read yet
Buzzmeter says it's buzzing across platforms — the Hive Vote says whether the people who actually listened liked it.
Rate this episode
Add your vote to the Hive — listeners rate every episode after they finish.
- No reviews yet — be the first.
What people are saying
“Every persons first card should be a 2% cash back catch all with no annual fee. Why would you recommend a card with an annual fee for a starter card????”
“The strength of Fidelity credit card is that is a No annual fee card with no foreign transaction fees. Neither the Venture, or the active cash or the double cash gives you both benefits.”
“He said $10,000 in annual fees, geez! I’m at $3K and easily use more than $3K in credits but $10K? Wow! Anyway, great video as I’ve also considered cash back over points.”
“For the Hilton FNC if she’s the primary card holder you would book under her name but if you are an authorized user you can show up for the reservation without her. I think that’s how it was explained but check for yourself.”
More from All the Hacks: Money, Points & Life
See all episodes →
Similar episodes from other shows
More like All the Hacks: Money, Points & Life →
Are Credit Card Rewards Really Worth It in 2026?
Cash Back vs. Points Deep Dive: Presenting All the Hacks with Chris Hutchins
Travel Rewards Refresher 2022 | Lyn Mettler
Episode: 92 The Jetsetter's Guide to Credit Points With 'The Travel Guy' Eli Facenda
One great episode in your inbox, daily — free.
One email a day, unsubscribe anytime. No spam, ever.